XeCheck 7 personal finance software (Standard), gives you all the tools to manage your finances in an comfortable to use interface.Download your statements with one password. With over 5,000 banks, credit cards and other financial institution (US, Canada) participating, downloading your banking and credit card information directly into XeCheck, makes it comfortable for you to manage your finances. XeCheck can even download your statements automatically. Manageover 14types ofaccounts(checking, savings, credit card, loans, etc).Complete bill payment system permit you to schedule, pay or track any bill. XeCheck sustains ONLINE BILL PAYMENT and TRANSFERS. Reduce or eliminate late payment penalties; XeCheck gives you timely reminders when bills are coming due. comfortable step by step instructions let you get started speedy.Balance your checkbook: XeCheck gives you all your transactions, account balances, so balancing your checkbook is now easier than ever. You can as well print checks, produce custom categories to track those unusual expenses as well.produce a budget that is right for you. Let XeChecks budgeting wizard walk you through the process. XeCheck can even generate budgets from your previous transactions or bills. With plenty of reports to choose from, you can slice and dice your financial information any way you like. If you still want more, consider XeCheck 7 Deluxe, or Premier editions.